These Terms & Conditions govern your use of the 99coco platform. Please read this document carefully before creating an account or placing any wagers. By accessing 99coco, you agree to be bound by these terms in full.
These six highlights summarise the most important areas of the 99coco Terms & Conditions. The full legal text follows below — please read it entirely before using the platform.
You must be 21 years of age or older to register and use 99coco. CNIC-based age verification is required before any withdrawal is processed. Accounts found to belong to under-21 users will be suspended immediately.
All bonuses at 99coco are subject to wagering requirements, game restrictions, and time limits. Bonus abuse, multiple accounts, or use of prohibited strategies will result in forfeiture of bonus funds and possible account termination.
All transactions are conducted in Pakistani Rupees (PKR). Deposits via JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank are accepted. Withdrawal processing times and minimum amounts are specified in the Payments section of these terms.
You are solely responsible for the security of your 99coco login credentials. 99coco will never ask for your password. Any unauthorised access resulting from your failure to secure your account is your responsibility.
99c oco provides deposit limits, session controls, cooling-off periods, and self-exclusion tools. If gambling is affecting your life negatively, you may request self-exclusion at any time and 99coco will action it promptly.
Fraud, collusion, money laundering, use of automated betting software, and any activity intended to manipulate game outcomes are strictly prohibited. Violations will result in immediate account closure and forfeiture of all balances.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "you", "your") and 99coco ("the Platform", "we", "us", "our") governing your access to and use of the 99coco website located at https://99coco.net, including all associated games, sports betting products, payment services, promotional programmes, and customer support functions (collectively, "the Services").
By accessing the 99coco website, creating a player account, making a deposit, or placing any wager, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety. You further confirm that you have reviewed our Privacy Policy, which is incorporated into these Terms by reference.
Important: If you do not agree to any part of these Terms, you must not register an account or use any part of the 99coco platform. Continued use of the website following any update to these Terms constitutes acceptance of the revised version.
These Terms apply to all users of the 99coco platform, including registered players, visitors browsing the site without an account, and any third party accessing the platform on behalf of a registered user. 99coco reserves the right to update, modify, or replace any part of these Terms at any time. Notice of material changes will be communicated via email to the address registered to your account, or via a notice posted on the website.
Use of the 99coco platform is subject to the following eligibility requirements, all of which must be met at the time of registration and must continue to be satisfied throughout the duration of your account:
Age Verification: 99coco conducts mandatory CNIC-based Know Your Customer (KYC) verification. Any account where the verified age of the account holder is found to be below 21 years will be immediately suspended, all pending withdrawals will be cancelled, and deposited funds may be returned subject to applicable regulatory guidelines. Winnings accrued on an under-age account will be forfeited.
To access the full range of 99coco Services, you must complete the registration process and create a verified player account. During registration, you are required to provide accurate, complete, and truthful information, including your full legal name, date of birth, residential address in Pakistan, CNIC number, email address, and mobile phone number.
You warrant that all information provided at the time of registration and throughout the lifetime of your account is accurate and up to date. You agree to notify 99coco promptly at support@99coco.net if any of your registered details change.
One Account Per Person: Each player is strictly limited to one registered account. Opening duplicate, multiple, or secondary accounts — whether in your own name or in the name of another person — is prohibited. If multiple accounts belonging to the same individual are identified, 99coco reserves the right to close all associated accounts, merge balances at its discretion, and void any bonus funds or winnings derived from those accounts.
Account Security: You are solely responsible for maintaining the confidentiality of your 99coco username and password. You must not share your login credentials with any other person. 99coco will never ask you for your password via email, chat, or telephone. Any activity conducted through your account while logged in will be deemed to have been authorised by you.
Security Tip: Enable two-factor authentication (2FA) from your account settings to add an additional layer of protection to your 99coco login. This is strongly recommended, particularly if you access the platform on shared or public devices.
99coco reserves the right to request identity verification documents at any point, including but not limited to a copy of your CNIC, proof of address, and proof of payment method ownership. Failure to provide requested documents within a reasonable timeframe may result in account suspension and delay of pending withdrawals.
All financial transactions on the 99coco platform are denominated in Pakistani Rupees (PKR). 99coco does not charge currency conversion fees on PKR deposits. The following payment methods are currently accepted for deposits:
Deposits made via JazzCash and EasyPaisa are typically credited to your 99coco wallet within 60 seconds of confirmation. Bank transfer deposits may take up to one (1) business day to reflect, subject to interbank processing times. Cryptocurrency deposits are credited following the required number of network confirmations for the applicable blockchain.
Minimum Deposit: Minimum deposit amounts vary by payment method and are displayed on the cashier page at the time of deposit. 99coco reserves the right to modify minimum deposit thresholds without prior notice.
Deposit Source: All funds deposited must originate from a payment method registered in your own name. Deposits from third-party accounts — including accounts belonging to family members — are not permitted. 99coco is obligated to comply with anti-money laundering (AML) regulations and may request documentation to verify the source of deposited funds.
Please Note: 99coco does not accept deposits made with funds that are the proceeds of criminal activity. Any account suspected of receiving or transacting illicit funds will be immediately suspended and reported to relevant authorities in accordance with applicable AML legislation.
Withdrawal requests may be submitted by verified players through the cashier section of the 99coco platform. Withdrawals will only be processed to payment methods that have been verified as belonging to the account holder. Withdrawals to third-party accounts are strictly prohibited.
Withdrawal Processing Times:
KYC Requirement: All withdrawal requests are subject to completed KYC verification. Players who have not submitted and received approval for their CNIC and proof of address documents will not be able to process withdrawals. 99coco strongly recommends completing KYC verification immediately after registration to avoid delays when you wish to withdraw.
Withdrawal Limits: Minimum and maximum withdrawal amounts are displayed in the cashier section. These limits are subject to change at 99coco's discretion. In exceptional circumstances, 99coco may request additional verification for large withdrawal amounts.
Bonus Balance: Any active bonus balance must be fully wagered according to the applicable wagering requirements before it, or any winnings derived from it, can be withdrawn. Attempting to withdraw before meeting wagering requirements will result in forfeiture of the bonus balance.
From time to time, 99coco offers promotional bonuses to new and existing players, including welcome bonuses, deposit match bonuses, free spins, cashback offers, and loyalty rewards. All promotional offers are subject to the following general terms in addition to any specific terms communicated at the time of the promotion:
Tip for Pakistani Players: When claiming your first deposit bonus at 99coco, ensure your JazzCash or EasyPaisa deposit meets the stated minimum deposit threshold for that offer. Deposits below the minimum threshold will not trigger the bonus automatically.
99coco reserves the right to modify, suspend, or withdraw any promotional offer at any time and without prior notice. Players who have already claimed a bonus at the time of modification will continue to be subject to the terms that were in effect at the time of claiming.
All games available on the 99coco platform — including casino slots, live dealer games, fishing arcade games, and sports betting markets — are governed by the individual rules applicable to each game type. Players are responsible for familiarising themselves with the rules of any game before placing a wager.
Random Number Generators: All RNG-based casino games on 99coco use certified Random Number Generator software audited by independent third-party testing laboratories. Published Return to Player (RTP) percentages are accurate and reflect the theoretical long-term payout rate under normal gameplay conditions.
Sports Betting: All cricket betting and sports wager settlements are governed by the rules specific to each market. In the event of a dispute regarding the outcome of a market, 99coco's decision — informed by official scorecards and match results from recognised governing bodies — shall be final. Bets placed on suspended or voided markets will have stakes returned to the player's wallet.
Technical Errors: In the event of a technical malfunction, disconnection, or software error that affects the outcome of a game round or bet, 99coco reserves the right to void the affected round and return the staked amount to the player's account. 99coco accepts no liability for losses resulting from technical failures beyond its reasonable control.
Minimum and Maximum Bet Limits: All games and betting markets carry minimum and maximum wager limits, which are displayed within the game interface or betting slip. 99coco reserves the right to impose individual player betting limits at its reasonable discretion.
The following activities are strictly prohibited on the 99coco platform and will result in immediate account suspension, forfeiture of all balances, and may be referred to relevant law enforcement authorities:
Zero Tolerance Policy: 99coco operates a zero-tolerance policy toward fraud and financial crime. Where there are reasonable grounds to suspect that an account has been used for prohibited conduct, 99coco will freeze the account immediately, withhold any pending withdrawals pending investigation, and cooperate fully with law enforcement authorities.
99coco is committed to promoting responsible gambling and providing a safe gaming environment for all users. Gambling is intended to be a form of entertainment. If it ceases to be enjoyable or begins to cause financial, emotional, or social harm, it is time to seek help.
Tools Available to All 99coco Players:
If you believe you or someone you know may have a gambling problem, we strongly encourage you to seek support. 99coco's customer support team can be contacted at support@99coco.net for guidance on available resources.
Remember: Gambling should never be used as a means to recover financial losses, resolve debt, or generate income. Never gamble with money you cannot afford to lose. The 21+ age restriction exists to protect young people — please do not share your account credentials with minors.
The collection, processing, storage, and use of your personal data by 99coco is governed by our Privacy Policy, which is available at /privacy-policy. By accepting these Terms, you also acknowledge and accept the Privacy Policy in its entirety.
In summary, 99coco collects personal data necessary to provide the Services, verify your identity, process transactions, comply with regulatory obligations, and improve the platform experience. We do not sell your personal data to third parties for marketing purposes. We employ industry-standard technical and organisational security measures to protect your data from unauthorised access, loss, or misuse.
99coco may be required to disclose your personal information to regulatory authorities, law enforcement agencies, or financial intelligence units in compliance with applicable anti-money laundering, counter-terrorism financing, and data protection legislation. Such disclosure will be made without prior notice to you where legally required.
All content on the 99coco platform — including but not limited to the website design, software, graphics, text, logos, game interfaces, and marketing materials — is the intellectual property of 99coco or its licensed content providers and is protected by applicable copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 99coco platform for your personal, recreational use only. You may not copy, reproduce, modify, distribute, transmit, display, publish, sell, license, or create derivative works from any content on the platform without the express prior written consent of 99coco.
Any unauthorised use of 99coco's intellectual property will result in immediate termination of your account and may give rise to civil or criminal liability.
To the maximum extent permitted by applicable law, 99coco, its directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the platform, including but not limited to:
Nothing in these Terms shall limit or exclude 99coco's liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be limited or excluded under applicable law.
You acknowledge that gambling involves financial risk and that you participate entirely at your own risk. 99coco does not guarantee any particular outcome from use of the Services.
99coco reserves the right to amend, update, or replace these Terms at any time. Amendments will become effective immediately upon publication on the website, except where a longer notice period is required by applicable regulations.
Where a change is material — such as a change affecting withdrawal rights, bonus structures, or player obligations — 99coco will endeavour to provide at least seven (7) days' advance notice by email to the address registered to your account. Your continued use of the platform following the effective date of any amendment constitutes acceptance of the updated Terms.
It is your responsibility to review these Terms periodically. The date of the most recent update is displayed at the top of this document. If you do not agree to the amended Terms, you must cease using the platform and may request account closure by contacting support.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which 99coco holds its international gaming licence. Any dispute arising out of or in connection with these Terms, or your use of the 99coco platform, shall first be addressed through 99coco's internal complaints procedure.
Complaints Procedure: If you have a complaint regarding the Services, you should first contact 99coco's customer support team at support@99coco.net with a detailed description of your complaint. We will acknowledge receipt of your complaint within 48 hours and aim to provide a full response within 14 business days.
If you are not satisfied with 99coco's resolution of your complaint, you may escalate the matter to the relevant licensing authority or independent dispute resolution body in accordance with the applicable regulatory framework. Details of the applicable regulatory body are available upon request from our support team.
If you have any questions, concerns, or requests relating to these Terms and Conditions, or require assistance with your 99coco account, please contact our support team through the following channel:
Email: support@99coco.net
Our customer support team is available 24 hours a day, 7 days a week, including Pakistani public holidays. We aim to respond to all email enquiries within 24 hours. For faster resolution of urgent matters — such as account access issues or suspected unauthorised transactions — please use the live chat facility available on the website.
Please include your registered username and a clear description of your query in all correspondence. Do not include your password or full CNIC number in any email communication with 99coco.
Now that you understand the rules, create your verified 99coco account and start playing with PKR. 500+ games, PSL cricket betting, and instant JazzCash withdrawals. 21+ only.
By creating an account you confirm you are 21+ and agree to these Terms & Conditions and our Privacy Policy.